Keith Aversa Director of Human Resources
Administration Department
3315 Tamiami Trail East, Ste. 102
Naples, FL 34112-5324 Phone: (239) 252-2761 Email:Human Resources
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The Clerk’s Office offers a robust cost effective medical, dental, and vision plan options that become effective on the 1st of the month after employment start date.
Medical Benefits Summary
Offered in three tiers, Basic, Select, and Premium with premiums based on tier, single or family coverage, and employee salary. Employees have options to reduce premiums by entering into the premium tier by meeting key health metrics throughout the year.
Medical coverage is administered by Allegiance, a Cigna Company.
For a list of network providers in Collier County, please visit chealthpartners.com.
For a list of network providers outside of Collier County, please visit cigna.com.
Network Coverage
Basic
Select
Premium
Office Visits
–
–
–
PCP
80% after Ded
$40 co-pay
$25 co-pay
Specialist
80% after Ded
$60 co-pay
$35 co-pay
MedCenter
$0 co-pay
$0 co-pay
$0 co-pay
Deductible
–
–
–
Individual
$2,000
$700
$400
Family
$4,000
$1,400
$800
Out of Pocket Limit (Includes deductible & co-pays)
–
–
–
Individual
$5,200
$3,400
$1,800
Family
$11,400
$6,800
$3,600
Inpatient & Outpatient Services
80% after Ded.
80% after Ded.
80% after Ded.
Preventative Care
–
–
–
Well Baby
80% after Ded.
100%
100%
Adult Routine
80% after Ded.
100%
100%
Routine Mammograms
100%
100%
100%
Colonoscopy – Non-screening
80% after Ded.
80% Ded. Waived
80% Ded. Waived
Rx. Drug Deductible
–
–
–
Individual
$400
$200
$50
Family
$800
$400
$100
Tier 1, 2 & 4
70% after Ded.
80% after Ded.
80% of retail
Tier 3 & 5
50% after Ded.
60% after Ded.
60% of retail
Out of Pocket Max
–
–
–
Individual
$1,400
$800
$500
Family
$2,800
$1,600
$1,000
Bi-Monthly Group Health Rates
Effective | January 1, 2024
Grade 1 – $0 – 24,999
Contributor
Basic
Select
Premium
Employee
Employer
Employee
Employer
Employee
Employer
Single
$54.59
$264.72
$54.59
$310.98
$54.59
$410.82
Single & Smoker
$106.01
$213.30
$106.01
$259.58
Family
$140.29
$602.35
$140.29
$709.98
$140.29
$942.20
Family & Smoker
$191.70
$550.95
$191.70
$658.57
Grade 2 – $25,000 – 49,999
Contributor
Basic
Select
Premium
Employee
Employer
Employee
Employer
Employee
Employer
Single
$65.71
$253.60
$65.71
$299.86
$65.71
$399.70
Single & Smoker
$125.70
$193.61
$125.70
$239.89
Family
$165.69
$576.95
$165.69
$684.58
$165.69
$916.80
Family & Smoker
$225.69
$516.98
$225.69
$624.60
Grade 3 – $50,000 – 74,999
Contributor
Basic
Select
Premium
Employee
Employer
Employee
Employer
Employee
Employer
Single
$76.83
$242.47
$76.83
$288.74
$76.83
$388.57
Single & Smoker
$145.38
$173.93
$145.38
$220.22
Family
$191.09
$551.55
$191.09
$659.18
$191.09
$891.40
Family & Smoker
$259.63
$483.02
$259.63
$590.66
Grade 4 – $75,000+
Contributor
Basic
Select
Premium
Employee
Employer
Employee
Employer
Employee
Employer
Single
$87.95
$231.35
$87.95
$277.62
$87.95
$377.46
Single & Smoker
$165.07
$154.23
$165.07
$200.53
Family
$216.49
$526.16
$216.49
$633.78
$216.49
$866.00
Family & Smoker
$293.60
$449.05
$293.60
$556.67
Dental Benefits Summary
For a list of network providers and to check the status of your dental claims please visit Allegiance.
Offered in two tiers, Basic and Select , with premiums based on tier and coverage.
Basic – PPO
Select – PPO
Two Cleanings
Two Cleanings
$50 Deductible
$50 Deductible
Co-insurance 50/50
Co-insurance 80/20
$1,000 Calendar Year Max
$2,000 Calendar Year Max
Can use any Dentist
Can use any Dentist
Non-Network Benefits
Non-Network Benefits
Bi-Monthly Dental Rates
Basic
Contributor
Total Monthly
Employee Cost
Employer Cost
Single
$19.42
$4.56
$5.15
Single & One
$40.36
$9.48
$10.70
Family
$62.98
$14.80
$16.69
Select
Contributor
Total Monthly
Employee Cost
Employer Cost
Single
$37.48
$8.81
$9.93
Single & One
$78.90
$18.54
$20.91
Family
$123.64
$29.06
$32.76
Vision Benefits Summary
Offered in two tiers, Basic and Select, with premiums based on tier and coverage.
Exam Plan
Your coverage goes further in-network
With so many in-network choices, VSP makes it easy to get the most out of your benefits. You’ll have access to preferred private practice, retail, and online in-network choices. Log in to vsp.com to find an in-network provider.
Provider Network: VSP Choice Tier: Basic
Benefit
Description
Copay
Frequency
WellVision Exam
Focuses on your eyes and overall wellness
$10
Every calendar year
Extra Savings
Glasses and Sunglasses
20% savings on complete pair of prescription glasses and sunglasses, including lens enhancements, from any VSP provider within 12 months from your last WellVision Exam.
Contacts
15% savings on a contact lens exam (fitting and evaluation)
Laser Vision Correction
Average 15% off the regular price or 5% off the promotional price; discounts only available from contracted facilities
Buy Up Plan
Your coverage goes further in-network
With so many in-network choices, VSP makes it easy to get the most out of your benefits. You’ll have access to preferred private practice, retail, and online in-network choices. Log in to vsp.com to find an in-network provider.
Provider Network: VSP Choice Tier: Select
Benefit
Description
Copay
Frequency
Essential Medical Eye Care
Retinal screening for members with diabetes
$0 per screening
Available as needed
Additional exams and services beyond routine care to treat immediate issues from pink eye to sudden changes in vision or to monitor ongoing conditions such as dry eye, diabetic eye disease, glaucoma, and more.
$20 per exam
Coordination with your medical coverage may apply. Ask your VSP doctor for details.
Prescription Glasses
Included by Default
Frame and Lens
$10
See Frames and Lenses below
Frame
$170 featured frame brands allowance
$150 frame allowance
20% savings on the amount over your allowance
$80 Walmart/Sam’s Club/Costco frame allowance
Included with Prescription Glasses
Every calendar year
Lenses
Single vision, lined bifocal, and lined trifocal lenses
Impact-resistant lenses for dependent children
Included with Prescription Glasses
Every calendar year
Lens Enhancements
Standard progressive lenses
$0
Every calendar year
Premium progressive lenses
$95 – $105
Custom progressive lenses
$150 – $175
Average savings of 30% on other lens enhancements
Contacts (Alternative)
$150 allowance for contacts; copay does not apply
Contact lens exam (fitting and evaluation)
Up to $60
Every calendar year
Extra Savings
Glasses and Sunglasses
Extra $20 to spend on featured frame brands. Go to vsp.com/offers for details.
20% savings on additional glasses and sunglasses, including lens enhancements, from any VSP provider within 12 months of your last WellVision Exam.
Laser Vision Correction
Average 15% off the regular price or 5% off the promotional price; discounts only available from contracted facilities.
Vision Bi-Monthly Rates
Contributor
Basic
Select
Employee Cost
Single
$0.00
$2.98
Family
$0.00
$8.10
Additional Healthcare Benefits Summary
Flexible Spending Account
A Flexible Spending Account lets employees pay for many out-of-pocket medical expenses with tax-free dollars. Employees specify how much money to be automatically deposit into the flexible spending account (maximum annual election $2,850). Qualifying expenses such as doctor’s visits, fill prescription, etc. can be charge to a flex card. This is a great way to save on taxes for health expenses. Flexible Spending Accounts are available the 1st of the month after employment start date.
Short-Term and Long-Term Disability Available at No Cost
It’s hard to imagine becoming disabled, and harder still to image a disability lasting longer than a few weeks. Life can be unpredictable, and, in some cases, serious disabilities can last years or even a lifetime. Disability insurance pays a portion of your salary if you miss time at work because of a disabling injury or illness. Full-time employees automatically receive short term and long-term disability coverage at 40% of their basic earnings at no cost. Disability plans are available the 1st of the month after employment start date.
Options are available for employees to “purchase” a higher level of coverage, 66.67% for short-term and/or long-term plans. Premium cost based on employee salary.
Life Insurance Available at No Cost
Life insurance is a gift of love. Full-time employees are provided basic life and accidental death and dismemberment coverage of two times their annual salary at no cost. While nothing can replace YOU, knowing that your loved ones will be ok financially can give a peace of mind. Life insurance plans are available the 1st of the month after employment start date.
Options to purchase up to $500,000 additional life and/or accidental death and dismemberment coverage is available for employees and their spouses. Additional coverage are available the 1st of the month after employment start date after a 60-day wait period.
24/7 On-Site Fitness Center
For less than $9 a month per person, employees and their family members can join the onsite 24/7 County Fitness Center. As part of the membership, members can register for classes at no additional charge. Examples of offered classes are Pilates, yoga, and Zumba. Additionally, qualified employees can earn Healthy Bucks for attending class sessions. Members can attend Collier County Community Park fitness facilities and qualified classes offered at no additional cost.
Emotional Wellness Program Available at No Cost
This program offers services to employees and their children of all ages who are in the need of support with emotional and behavioral issues such as:
Depressed Mood
Relational Issues
Loss and Other Common Stressors
Anxiety
Grief
Parenting Classes
Play Therapy
Trauma Therapy/Services for PTSD
This program is offered to all covered members at no cost.
Supplemental Plans
Pre-tax supplemental plans are provided by Aflac. Plans include Cancer, Accident, Hospital, and Critical Care plans. These coverages are voluntary and are in addition to existing medical plans offered by the Clerk’s Office. Disability plans are available the 1st of the month after employment start date.
Florida Retirement System-Investment and Pension Plan are Available
All full-time and part-time employees are enrolled in the Florida Retirement System (FRS). Employees contribute 3% of their salary on a pre-tax basis to the retirement plan. There are two retirement plan options available:
Investment Plan
Once you complete one year of service, you own all contributions and earnings in your Investment Plan account. If you leave FRS employment prior to meeting the vesting requirements, you own only your employee contributions and any earnings on those contributions.
Pension Plan
Once you complete eight years of service, you qualify for a benefit that is payable when you reach retirement age as defined by the plan. If you leave FRS employment sooner, you own only your employee contributions.
Tuition Assistance
It is essential to our agency to provide the necessary tools for employees to succeed in their careers. The Tuition Reimbursement Program provides a way for eligible employees to advance, improve, or acquire a new set of skills. This program prepares employees for promotions within the departments, advancement across the organization, or even for improvement at their current positions. The Clerk’s Office understands that its employees are its greatest resource, and we invest in YOU!
457(b) Deferred Compensation Plan
A 457(b) plan is an employer-sponsored, tax-deferred retirement savings account. Every employee is eligible to contribute pre-tax dollars from their paycheck. Contributions won’t be taxed until withdrawal, usually retirement.
Public Service Loan Forgiveness Program
The Public Service Loan Forgiveness Program (PSLF) forgives the remaining balance on Direct Loans after 120 qualifying monthly payments under a qualifying repayment plan while working full-time for our agency. Please visit Public Service Loan Forgiveness (PSLF) to learn more about the Public Service Loan Forgiveness Program.
Employee Discounts
The Cool County Savings Discount Program provides access to a wide variety of consumer products and services at a discounted rate. It ranges from housing to attractions. We know our employees work hard to be the best. This program gives them an opportunity to enjoy a spa day or a night out to a good restaurant at a discounted price.
Healthy Bucks Program
The Healthy Bucks Program give eligible employees an opportunity to earn a maximum of $300 healthy bucks in the course of a year. Qualified employees can earn $150 healthy bucks by attending classes, races, and fitness programs. An addition $150 healthy bucks can be earned by qualified employees by meeting goals. The program covers topics such as nutrition, fitness, stress reduction, money matters, and so on. Healthy Bucks can be used for all out-of-pocket expenses covered under medical, dental, vision, DME and pharmaceutical plan. Healthy bucks can be used to reimburse out-of-pocket expenses.
Employee Assistance Program
Available 24/7 at No Cost
Employee Assistance Program provides professional and confidential services to help employees and family members address a variety of personal, family, life, and work-related issues. From stress of everyday life to relationship issues or even work-related concerns, the Employee Assistance Program can help with any issue affecting overall health, well-being, and life management. This free confidential counseling starts on employment start date.
Telehealth
Telehealth lets your health care provider care for you without an in-person office visit. These services are available to employees and their dependents who are covered on our health insurance.
Common telehealth services include:
Cough, Cold & Flu
Allergies
Sore Throat
Additional services available for in-person appointments
In addition, the Emotional Wellness team provides comprehensive and cutting-edge mental health and emotional wellness services. Services are 100% covered for insured members and are not subject to copays or deductible.
Services available are:
Individual Counseling
Couples Counseling
Child & Adolescent Counseling
Play Therapy
Family Therapy
EMDR & Trauma Therapy
Telehealth & Online Services
And more…
Travel Assistance
Travel Assistance provides specific support services while traveling. The program can help employees and their families prepare for trips and during critical situations while away from home. This service helps in finding qualified medical providers, legal services or with the replacement of lost credit cards and passports. Things can happen on the road, but this service give employees a peace of mind that someone will be there to assist when needed.
The Clerk is committed in providing a work-life balance to ensure employees can balance family, finances, and work. To accomplish this balance, the Clerk’s Office offers the following paid time off:
Type of Leave
Leave Criteria
Days
Available
Vacation Leave
Beginning of 1st year through end of 2nd year
Beginning of 3rd year through end of 6th year
Beginning of 7th year through end of 20th year
Beginning of 21st year
10
15
20
25
90 days after employment start date and as accrued
Sick Leave
Legitimate absence of an employee due to illness, accident, or disability of the employee and/or a member of the employee’s immediate family
12
Immediately
Personal Leave
2 days effective January 1 of each year
2
90 days after employment start date
Holiday
New Year’s Day
Martin Luther King Day
Good Friday
Memorial Day
Independence Day
Labor Day
Yom Kippur
Veteran’s Day
Thanksgiving Day
Friday after Thanksgiving
Christmas Eve
Christmas Day
12
Immediately
Guardianship
Jury Service
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Crystal K. Kinzel Clerk of the Circuit Court and Comptroller
Collier County, Florida Administration Department 3315 Tamiami Trail East, Ste. 102 Naples, FL 34112-5324